Well, after a 78-day wait, Max finally got in for his free annual preventive exam on 10/30/2019. As a completely healthy person, I guess I don’t know what I expected. Perhaps I was needlessly consuming a healthcare service that I really didn’t need to have. But ultimately, I was disappointed with the thoroughness of my 24-minute exam. Thankfully, my $21,574 insurance plan covered the exam in full with no out-of-pocket costs. Money well spent I...
We now know that many of us with private health insurance plans are entitled to a free cholesterol screening. The Affordable Care Act mandates it with no out-of-pocket costs if we meet certain criteria. But what if we don’t fit into that criteria or our insurance company decides we need to pay for one? If we aren’t high risk or under the age of 35, that just might happen. But how much should a lipid...
Max OOP doesn’t like getting ordered around. It is one of the reasons I got interested in early retirement in the first place. No boss, no orders. But since we like to make healthcare complicated, I guess I will need to make exceptions from time to time. One big reason I scheduled my free preventive health physical exam was to get orders; lab orders. A lab order from a doctor or medical provider is required...